IVF Cost in Mumbai – Introduction
Infertility is more than a medical diagnosis—it’s an emotional and deeply personal struggle affecting millions of couples around the world. In India, where family forms the heart of social structure, the inability to conceive can feel overwhelming. However, with the right medical support and compassionate care, this journey can lead to hope. Dr. Hrishikesh Pai, often called the best IVF doctor in Mumbai, shares:
“Infertility can be a silent pain that many carry for years. Our mission at the clinic is to listen, diagnose with precision, and treat with compassion. We’ve dedicated our work to not only offering state-of-the-art treatment but also to making it financially accessible, because every couple deserves the chance to become parents.”
Quick Facts
Approximately 2.5 to 3 lakh (250,000 to 300,000) IVF cycles are performed annually.
This represents about 1–2% of the total infertile couples who need treatment, showing that while demand is high, access and uptake are still growing.
The number of couples opting for IVF is increasing by 15–20% each year, driven by rising awareness, delayed parenthood, and improved accessibility to fertility care.
Let’s discuss the latest techniques designed to improve your chances of parenthood.
Cutting-Edge IVF Procedures
When it comes to fertility treatment, science has made remarkable strides. Here are some of the most effective and widely used advanced IVF techniques:
ICSI (Intracytoplasmic Sperm Injection)
This procedure is a game-changer for couples facing male infertility. A single healthy sperm is directly injected into the egg, bypassing natural fertilisation barriers. It’s particularly helpful when sperm count or motility is low.
IMSI (Intracytoplasmic Morphologically Selected Sperm Injection)
A step beyond ICSI, IMSI uses a high-magnification microscope to select sperm with the best morphology and structure, improving fertilisation and pregnancy outcomes.
Blastocyst Culture and Transfer
Instead of transferring embryos on day 2 or 3, blastocyst transfer waits until day 5 or 6. This allows the embryo to develop further in the lab, increasing the chance of selecting the most viable one for implantation.
Preimplantation Genetic Testing (PGT-A, PGT-M, PGT-SR)
This advanced screening checks embryos for chromosomal abnormalities or inherited genetic conditions before transfer. It helps reduce the risk of miscarriage and improves the likelihood of a healthy baby.
Cryopreservation (Egg, Sperm, and Embryo Freezing)
Fertility preservation has become more reliable than ever. Cryopreservation allows eggs, sperm, or embryos to be frozen and stored for future use—ideal for medical, personal, or career-related reasons.
Time-Lapse Embryo Imaging (EmbryoScope)
This involves continuous monitoring of embryos without disturbing their environment. It helps embryologists select the best quality embryos by tracking their development minute by minute.
Assisted Laser Hatching
Sometimes, embryos struggle to break out of their outer shell (zona pellucida). Assisted hatching uses a laser to gently thin or open the shell, giving the embryo a better chance to implant and develop.
Endometrial Receptivity Array (ERA) Test
ERA testing helps determine the ideal time for embryo transfer by evaluating endometrial readiness—maximising implantation chance.
Sperm DNA Fragmentation Test
Not all sperm issues are visible under a microscope. This test identifies DNA-level damage in sperm, guiding better treatment approaches such as ICSI or the use of donor sperm if needed.
Embryo Glue
A special medium used during embryo transfer that improves adhesion between the embryo and the uterine lining, potentially increasing implantation success rates.
Considering IVF as your path to parenthood? Speak to a fertility professional who can guide you with clarity on the procedures and expected costs.
Thinking of starting your IVF journey but confused about the costs? Let’s break it down.
Advanced IVF Treatment Cost
Dr. Pai understands that cost is one of the first things couples consider when choosing IVF. Fortunately, Mumbai offers some of the most competitive and transparent IVF pricing options. The average IVF treatment price in Mumbai ranges between ₹1,00,000 to ₹2,50,000 per cycle.
However, the IVF cost per cycle in Mumbai can go up to ₹4,00,000 to ₹5,00,000, depending on the technology and personalisation required. These add-ons, while increasing the overall IVF procedure cost breakdown, enhance success rates and offer better outcomes, especially for complex infertility cases.
Transparent cost breakdowns are a core philosophy at our centre. Patients are informed upfront of expected costs for consultations, procedures, and medications, avoiding any surprises along the way.
Curious about how IVF would look for you? Connect with a fertility specialist to explore a tailored plan for your medical and financial needs.
Here’s why IVF costs differ across patients.
Factors Affecting IVF Cost in Mumbai
Type and complexity of fertility issue
Conditions likePCOS,endometriosis, or low sperm count might require additional diagnostic or therapeutic procedures.
Age of the woman
Success rates are influenced by age, and women over 35 often need higher doses of fertility medications or advanced techniques like ICSI or IMSI.
Diagnostic tests and consultations
Initial workups—like AMH tests, semen analysis, ultrasound scans—are often charged separately.
Medication costs
Ovarian stimulation drugs can range from ₹50,000 to ₹1,00,000 per cycle, based on brand and dosage.
Number of cycles required
While some couples conceive in the first cycle, others may need multiple rounds.
Advanced procedures
Techniques like laser hatching or PGT add precision but also raise the cost.
Laboratory standards and equipment
High-quality labs with climate control and sophisticated air purification ensure better embryo viability but require higher investment.
Why Does IVF Cost Vary for Different Patients?
One of the most misunderstood aspects of fertility treatment is cost variation, not because of hidden charges, but because each treatment is uniquely tailored. For instance:
- A younger woman with healthy ovarian reserves may only need a standard IVF cycle.
- A couple with male factor infertility may need ICSI or surgical sperm retrieval.
- Couples with genetic concerns may undergo PGT to avoid passing inherited conditions to their child.
- Additionally, pre-treatment costs like lifestyle guidance, nutritional support, or treating underlying hormonal issues (thyroid, diabetes) can also influence the IVF treatment cost.
Dr. Hrishikesh Pai, an accomplished infertility specialist in Mumbai, explains:
“There is no one-size-fits-all in fertility care. The cost of IVF reflects the careful planning and personalisation that goes into every patient’s journey. When we tailor treatment to your needs, we’re not just increasing success chances—we’re also reducing the emotional and financial burden of repeated failures.”
Dr. Hrishikesh Pai, an accomplished infertility specialist in Mumbai, explains:
“There is no one-size-fits-all in fertility care. The cost of IVF reflects the careful planning and personalisation that goes into every patient’s journey. When we tailor treatment to your needs, we’re not just increasing success chances—we’re also reducing the emotional and financial burden of repeated failures.”
Frequently Asked Questions
What’s the minimum IVF cost in Mumbai?
The minimum cost for a basic IVF cycle in Mumbai typically starts at ₹1,00,000. This may cover consultation, ovarian stimulation, egg retrieval, fertilisation, and embryo transfer, but excludes medications and advanced procedures.
Are there EMI or financing options for IVF?
Yes, many IVF clinics, including ours, offer flexible EMI and financing options. This ensures couples don’t have to delay treatment due to financial concerns. Third-party medical financing is also available for those who qualify.
Is IVF cost higher for women above 35?
Older women may require higher doses of fertility medications, advanced lab techniques, or more cycles to achieve pregnancy. All these factors can raise the overall IVF cost per cycle in Mumbai.
Will my insurance cover my IVF treatment in Mumbai?
Some private health insurance policies now offer partial coverage for fertility treatments. However, coverage is still limited and varies across providers. It’s best to consult your insurer or a clinic’s finance advisor for detailed information.
Unsure how much IVF will cost in your case? Talk to a fertility expert to get a clear, personalised estimate and move forward with confidence.
Whether you’re just starting to explore your options or are ready to take the next step, understanding the IVF cost in Mumbai is key to planning your future. Our goal is to support you with transparent pricing, personalised care, and a pathway to hope.
Disclaimer: The information shared in this content is for educational purposes only and not for promotional use.